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Interest Rate Update & Common Home Buyer Loan Mistakes

June 17th, 2015

2015 Interest Rate Update

A strong May 2015 jobs report fueled predictions that the Federal Reserve may raise interest rates in September or October, according to Washington MarketWatch. While unemployment ticked up slightly from 5.4 to 5.5 percent, this was attributed to more job-seekers entering the labor force in response to favorable hiring conditions.

Interest rates are now in the very low 4 percent range, up from the high 3 percent range very recently. The Mortgage Bankers Association predicted in May that we would see rates closer to 4.5 percent by the end of this year, …

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Living Small

April 28th, 2014

These days everywhere you look someone is talking, blogging, writing & yelling about living small, right next to your neighbors. From the IKEA showroom boasting a fully furnished home in 500 sq.ft. to a recent New York Times article about a woman happily living in her friends’ backyard in a mere 84 sq.ft. (Here). But what does that really mean?

The big idea is that high density living = good: good for a vibrant urban community, good for promoting local small business, good for the environment, etc…Some places, like New York City for example, have been practicing pro-high density …

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Portland’s Median Home Values

February 5th, 2014

Portland area home values are looking up! These infographic charts show home values in the Portland metro area are continuing to rise.

The median home value has increased by a whopping 46.85% since 2004 and we are excited to see this trend continue.

How does your neighborhood stack up?
Click here to find out:
http://www.oregonlive.com/business/index.ssf/2014/01/portlands_median_home_values_b.html

 

Source: oregonlive.com

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Portland Makes The Top 10 Cities In The World

January 15th, 2014

We may be a little biased, however, we really do think that Portland is one of the greatest cities in the world.

No matter who you are or where you come from, you can find a place to belong and call home in Portland.

“Smaller than San Francisco but with the same green, open-mindedness, Portland is a city that loves to innovate. Breezy gardens stud Downtown’s grid of tree-lined streets, home to the laidback bars that support one of America’s best craft beer scenes. If you’d rather chew than chug, you’re in luck – there are more than four hundred food carts …

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Updater.com – The easy way to tell the world you’ve moved

June 11th, 2013

Question: What is THE most time-consuming and seriously annoying aspect of moving?

Answer: Telling everyone that you’ve moved!

No, I don’t mean announcing it to your Facebook friends or calling up Great Uncle Herbert to give him your new address, I mean everyone else. Your cable company, the USPS, your student loan servicer, your bank, etc…The last time I moved it took me approximately 4 hours to come up with a list of companies to notify, navigate each individual (and vastly different) website looking for the change of address button, realize that some companies only allow a change of address by mail, …

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Nextdoor: Social Networking for Neighborhoods

May 21st, 2013

Imagine for a moment that you have just moved in to your dream house in your dream neighborhood. You’ve gotten through the packing, moving, unpacking process and you’re starting to settle in. Maybe you have said hello and shared a few pleasantries with your new neighbors but you haven’t really had time to “meet” them. Then one morning you look outside to see your black lab racing around the backyard with a collarless golden retriever puppy that definitely doesn’t belong there. You think maybe you’ve seen someone walking the dog on your street but can’t remember who or what house …

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To Buy or Not to Buy, That is the Question

February 17th, 2011

Each day, if you pay attention to news media, you may find yourself either riding a roller-coaster or pulling at an old fashion taffy pull when it comes to the housing market.

The Wall Street Journal had an article “Home Prices Sink Further”: Declines Reported in All 28 Major Metropolitan Areas; Unsold Inventory Piles up”,  stating that Portland home values went from approx. 6.25% down in the 2nd  Quarter to 12.1% down in the 4th Quarter.  As stated in the article, “Falling prices are a reflection of weak demand and tight credit conditions that reduce …

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